FDIC Proposes Rule To Recognize Parity Between Out-of-State Banks and National Banks
By: John ReVeal and Rebecca H. Laird
On 17 September 2026, the FDIC proposed to amend regulations to recognize parity between out-of-state state banks and national banks concerning the application of host state laws when an out-of-state state bank provides services in the host state with or without establishing a branch in the state (the “Proposal”). Under the current regulation, this parity applies only to any out-of-state state bank with a branch in a host state.
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