Author - Robert Zinn

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K&L Gates at Shoptalk, The tech event for nextgen commerce
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Don’t Look a Gift Card in the Mouth: Beware of Liability Under the Electronic Fund Transfers Act
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A New Cyber Regulator on the Beat: The CFPB Issues its First Cybersecurity Order and Fine

K&L Gates at Shoptalk, The tech event for nextgen commerce

By Bob Zinn and Megan Wotherspoon

K&L Gates is attending Shoptalk from May 15-18. More than 3,000 people will be gathering in Las Vegas for the leading tech event for nextgen commerce with 325 confirmed guest speakers. We look forward to hearing how individuals and companies are reshaping how the consumer shops and buys products, services, and experiences.

Let’s meet up and share information at the conference! Contact Bob Zinn or Megan Wotherspoon.

Look for our follow up blog post with a recap of the conference.

Don’t Look a Gift Card in the Mouth: Beware of Liability Under the Electronic Fund Transfers Act

By Robert W. Sparkes, III, Brian M. Forbes, Soyong Cho                     

Many of us have had a similar experience. We receive a gift card, put it in a “safe” place with other gift cards, and forget it exists. Inevitably, we uncover the gift card and find ourselves asking questions such as: Does this card still have any value? Has it expired? Can it expire? Will I be charged a fee for use (or non-use)? Should I call the 800 number? The experience invariably ends by putting the card aside and promising to deal with it later. But, what really does happen to the value of those cards?

To read more, click here.

A New Cyber Regulator on the Beat: The CFPB Issues its First Cybersecurity Order and Fine

By Ted Kornobis

On March 2, 2016, the Consumer Financial Protection Bureau (“CFPB”) instituted its first data security enforcement action, in the form of a consent order against online payment platform Dwolla, Inc.

The CFPB joins several other regulators that have recently issued statements or instituted enforcement actions in this space, including the Securities and Exchange Commission (“SEC”), Commodities Futures Trading Commission (“CFTC”), the Financial Industry Regulatory Authority (“FINRA”), the National Futures Association (“NFA”), the Department of Justice (“DOJ”), state attorneys general, and the Federal Trade Commission (“FTC”), which has been active in this area for several years.

To read more click here.

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